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Banana Chocolate Chip Muffins Recipe

If you’re anything like me and love a cozy, delicious snack that feels like a warm hug, then you’re going to absolutely adore this Banana Chocolate Chip Muffins Recipe. It’s one of those recipes that just hits the spot any time of day—whether you’re looking for a quick breakfast, a sweet afternoon pick-me-up, or a simple dessert that both kids and adults can’t resist. Plus, these muffins are so moist and flavorful, thanks to the ripe bananas and a touch of honey that sweetens them naturally.

I started making this Banana Chocolate Chip Muffins Recipe when I wanted something homemade that wasn’t overly sweet but still packed with that classic chocolate chip charm. What’s really special is how the Greek yogurt adds a creamy tang, balancing the sweetness and making the texture extra tender. Trust me, once you make these, you’ll find yourself craving them on repeat—they’re just that good and so easy to whip up!

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Why This Recipe Works

  • Ripe Bananas: They bring natural sweetness and moisture, making the muffins tender and flavorful without extra sugar.
  • Greek Yogurt: Adds a subtle tang and keeps the crumb soft—it’s the secret to that perfect muffin texture.
  • Minimal Mixing: Helps prevent tough muffins by combining ingredients just enough to bring everything together.
  • Resting Time: Letting the batter sit allows the flour to hydrate, resulting in lighter, more tender muffins every time.

Ingredients & Why They Work

Every ingredient in this Banana Chocolate Chip Muffins Recipe plays a role in balancing flavor, texture, and nutrition. I always suggest using ripe bananas and good-quality chocolate chips—trust me, they make all the difference!

  • Mashed Banana: Use very ripe bananas with brown spots for maximum sweetness and moisture.
  • Honey: Adds natural sweetness that complements the bananas without overpowering.
  • Coconut Oil: Provides healthy fat and adds a subtle tropical aroma that pairs beautifully with banana.
  • Almond Milk or Dairy Milk: Keeps the batter smooth and moist; almond milk adds a gentle nutty note.
  • Egg: Binds ingredients together and helps muffins rise.
  • Plain Greek Yogurt: Adds moisture and a tangy balance, making the muffins extra tender.
  • Vanilla: Enhances all the flavors for a warm, comforting taste.
  • All-Purpose Flour: The base of the muffins, gives structure and shape.
  • Baking Soda & Baking Powder: Work together to give the muffins a light, fluffy crumb.
  • Salt: Just a pinch—it really brings out the sweetness and balances flavors.
  • Mini Chocolate Chips: Melts perfectly within each bite for chocolatey delight without overpowering.
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Note: You’ll find the complete list of ingredients, along with their exact measurements, in the printable recipe card at the bottom of this post.

Make It Your Way

One of the reasons I love this Banana Chocolate Chip Muffins Recipe is how easy it is to tweak it. Whether you want to sneak in some nuts or swap out ingredients for dietary needs, it’s super adaptable—and you can make it truly your own!

  • Add-Ins: I sometimes toss in chopped walnuts or pecans for a little crunch, which pairs amazingly with the soft banana and melty chocolate chips.
  • Flour Swap: For a gluten-free twist, I’ve used a blend of almond and oat flour successfully, just a heads-up to watch baking time if you try that!
  • Sweetener Alternative: If you prefer, maple syrup works beautifully instead of honey for a different kind of sweetness.
  • Dairy-Free Option: Use coconut yogurt and non-dairy milk to make these muffins vegan-friendly while keeping the texture rich.

Step-by-Step: How I Make Banana Chocolate Chip Muffins Recipe

Step 1: Mash the Bananas and Mix the Wet Ingredients

Start by mashing 2-3 very ripe bananas in a large bowl until smooth—don’t be shy, the riper the better! Then stir in the honey and melted coconut oil. This is where the magic begins; your kitchen will start smelling amazing. Next, crack in the egg and beat it well, then add the milk, Greek yogurt, and vanilla. Make sure everything is blended but don’t overdo it—just enough to combine.

Step 2: Combine Dry Ingredients Separately

In a smaller bowl, whisk together the flour, baking soda, baking powder, and salt. This step helps distribute the leavening agents evenly so your muffins rise beautifully. Resist the urge to add them directly into the wet ingredients at first—that helps avoid over-mixing later.

Step 3: Gently Fold Dry Ingredients and Chocolate Chips

Pour the dry mixture into the wet ingredients, then add the mini chocolate chips. Now stir gently with a spatula until just combined. This is critical: stop mixing as soon as you don’t see dry flour. Over-mixing can make the muffins tough, and that’s the last thing you want. Fold carefully and lovingly!

Step 4: Rest the Batter Before Baking

Once the batter is mixed, let it rest for at least 10 minutes. This might seem like waiting unnecessarily, but it’s key because it allows the flour to absorb moisture fully. You’ll notice the batter thickens slightly and the muffins come out more tender and evenly textured.

Step 5: Bake to Perfection

Preheat your oven to 350°F (175°C) and line a muffin tin with parchment liners or grease it well. Using a 1/4 cup scoop makes portioning easy and uniform—I’ve found it yields about 16 muffins. Bake them for 15-17 minutes or until they’re lightly golden on top and a toothpick inserted comes out clean. Let cool a bit before diving in to enjoy the ooey-gooey chocolate and banana goodness!

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Tips from My Kitchen

  • Don’t Overmix: Mixing just until combined keeps muffins soft—trust me, I learned this the hard way with dense muffins!
  • Use Very Ripe Bananas: For the best natural sweetness and moisture, I wait until bananas are spotted and soft.
  • Rest Your Batter: Letting the batter sit for 10 minutes works wonders for texture—it’s a small step with a big payoff.
  • Chocolate Chips Tip: Mini chocolate chips spread evenly and melt just right without overpowering a bite.

How to Serve Banana Chocolate Chip Muffins Recipe

A close-up view of five golden brown chocolate chip muffins with a slightly rough top, each sprinkled with dark chocolate chips. Two whole muffins sit on white round plates, one muffin is broken in half showing a soft, light beige inside filled with melted chocolate chips, and two muffins are cooling on a black wire rack above a smooth light wood surface. Scattered chocolate chips lie beside one plate, and a white cloth with green stripes is placed near the plates. The background is a white marbled texture. Photo taken with an iphone --ar 4:5 --v 7

Garnishes

I usually keep it simple—just a light dusting of powdered sugar adds a pretty touch and a hint of extra sweetness. Sometimes, I spread a little butter or nut butter on a warm muffin, which makes it feel even more special and indulgent.

Side Dishes

These muffins pair beautifully with a hot cup of coffee or tea for a relaxed morning or afternoon. For a fuller brunch, serve alongside fresh fruit salad or a creamy yogurt parfait to balance the sweetness.

Creative Ways to Present

For a brunch party, I once arranged these Banana Chocolate Chip Muffins on a tiered cake stand decorated with edible flowers and fresh banana slices. It made the whole spread look inviting and cheerful, perfect for friends gathering over coffee and conversation.

Make Ahead and Storage

Storing Leftovers

I store leftover muffins in an airtight container at room temperature for up to two days. This keeps them moist and soft, but if you know you’re not eating them quickly, refrigerate to extend freshness.

Freezing

Freezing works like a charm—wrap individual muffins in plastic wrap or foil, then pop them in a freezer bag. When you want a treat, just thaw at room temperature or warm them right from frozen for a couple of minutes in the microwave.

Reheating

I like to reheat muffins in a toaster oven or regular oven at 300°F for about 5-7 minutes to bring back that fresh-baked feel with a slightly crisp top. Microwave works too—but just 20 seconds to avoid a rubbery texture.

FAQs

  1. Can I use regular sugar instead of honey in this Banana Chocolate Chip Muffins Recipe?

    Yes, you can substitute honey with granulated sugar or brown sugar, but keep in mind that honey adds moisture and a unique flavor. If using sugar, consider adding a tablespoon of milk or yogurt to compensate for the moisture.

  2. How ripe should the bananas be for best results?

    For optimal sweetness and moisture, use very ripe bananas with plenty of brown spots and soft flesh. They mash easily and bring natural sugars that enhance both flavor and texture.

  3. Can I make these muffins dairy-free?

    Absolutely! Substitute the Greek yogurt with coconut or almond yogurt, use a plant-based milk, and replace coconut oil with another neutral oil if preferred. The muffins will still be moist and tasty.

  4. What’s the secret to keeping the muffins moist and soft?

    The combination of ripe bananas, Greek yogurt, and coconut oil contributes moisture, but resting the batter for 10 minutes before baking is a crucial step that allows the flour to absorb liquids properly, resulting in tender muffins.

Final Thoughts

This Banana Chocolate Chip Muffins Recipe has become one of my all-time favorites for baking at home because it’s approachable, satisfying, and always delivers that cozy, comforting vibe. I love how it brings together simple ingredients to create something both wholesome and indulgent. Give it a try—I promise you’ll enjoy every bite, and pretty soon these muffins will find their way into your regular baking rotation just like they did in mine.

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Banana Chocolate Chip Muffins Recipe

5 Stars 4 Stars 3 Stars 2 Stars 1 Star 5 from 15 reviews
  • Author: Lily
  • Prep Time: 10 minutes
  • Cook Time: 17 minutes
  • Total Time: 37 minutes
  • Yield: 16 muffins
  • Category: Breakfast
  • Method: Baking
  • Cuisine: American
  • Diet: Vegetarian

Description

Deliciously moist Banana Chocolate Chip Muffins made with ripe bananas, honey, coconut oil, and a touch of Greek yogurt for extra softness. These muffins are perfect for breakfast or a sweet snack, featuring melted coconut oil and mini chocolate chips for a delightful treat.


Ingredients

Wet Ingredients

  • 1 cup mashed banana (2-3 very ripe bananas)
  • 1/4 cup honey
  • 1/4 cup coconut oil, melted
  • 2 tablespoons almond milk or dairy milk
  • 1 egg
  • 3/4 cup plain Greek yogurt
  • 1 teaspoon vanilla extract

Dry Ingredients

  • 1 1/2 cups all purpose flour
  • 1 teaspoon baking soda
  • 1 teaspoon baking powder
  • 1/4 teaspoon salt

Add-ins

  • 1/4 cup mini chocolate chips


Instructions

  1. Mash Bananas and Mix Wet Ingredients: In a large bowl, mash the bananas until smooth. Stir in honey and melted coconut oil until combined.
  2. Add Egg and Dairy: Beat the egg into the banana mixture until incorporated. Then, add the almond or dairy milk, Greek yogurt, and vanilla extract; mix until evenly combined.
  3. Combine Dry Ingredients: In a separate bowl, whisk together all purpose flour, baking soda, baking powder, and salt to ensure even distribution.
  4. Mix Wet and Dry Ingredients: Gradually add the dry ingredients into the wet ingredients. Gently fold in the mini chocolate chips. Stir just until combined to avoid overmixing and tough muffins.
  5. Rest the Batter: Let the batter rest for at least 10 minutes so the flour can absorb moisture fully, ensuring a moist texture.
  6. Preheat Oven and Prepare Pan: Preheat the oven to 350 degrees Fahrenheit. Line a muffin pan with parchment paper liners.
  7. Scoop Batter into Muffin Tins: Using a 1/4 cup scoop, evenly portion the batter into the muffin tin cups. This recipe yields about 16 muffins.
  8. Bake: Bake the muffins for 17 minutes or until the tops are lightly browned and a toothpick inserted comes out clean.

Notes

  • Use very ripe bananas for the best natural sweetness and moist texture.
  • Do not overmix the batter as it can cause the muffins to become dense or tough.
  • The resting time is important for hydration of the flour and better muffin texture.
  • Substitute dairy milk with almond or any plant-based milk to keep it dairy-free.
  • Store muffins in an airtight container at room temperature for up to 3 days or refrigerate for up to a week.
  • Mini chocolate chips melt less and distribute more evenly than regular chocolate chips.

Nutrition

  • Serving Size: 1 muffin
  • Calories: 180 kcal
  • Sugar: 10 g
  • Sodium: 150 mg
  • Fat: 8 g
  • Saturated Fat: 5 g
  • Unsaturated Fat: 2 g
  • Trans Fat: 0 g
  • Carbohydrates: 24 g
  • Fiber: 2 g
  • Protein: 4 g
  • Cholesterol: 35 mg

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